Privacy Policy / User Agreement

Leadco Insureco Marketing LLC and Realty And Auction LLC respects Internet users' concern about the privacy of their personal information. Therefore, we have created this Privacy Policy in order to explain our practices with respect to the collection, use, and disclosure of personal and non-personal information provided by recipients of our marketing messages, visitors to our Web site, and our marketing partners, advertisers, and other third parties.

By participating in marketing campaigns presented by Leadco Insureco Marketing LLC or visiting our Web site, you agree, without limitation, to the practices described in this Privacy Policy and also accept, without limitation or qualification, all terms and conditions concerning these campaigns and Web site. We may at any time revise these terms and conditions. You are bound by any such revisions and should therefore periodically visit them to review the then-current terms and conditions to which you are bound.

Collection of Information

E-Mail Marketing — In general, we may collect personal information from recipients of our marketing campaigns and visitors to our Web site when they voluntarily provide it to us by (1) completing our registration form or a survey, (2) registering for a contest or sweepstakes, (3) electing to use one of our services, or (4) contacting us (including our webmaster, customer service representatives, or other employees) by email. We may also collect information about consumers to whom we direct our marketing campaigns from our marketing partners, advertisers, and other third parties. As part of these activities, we may ask individuals to provide us with information including, but not limited to, name, physical address, email address, telephone number, birth date, gender, username, password, other unique identifiers, financial information, areas of interest, categories of offers and specific offers that they may be interested in receiving, and demographic information.

Non-Personal Information — As part of the standard operation of our Web site and the web pages that you access via hyperlinks in our online marketing campaigns ("Other Web Pages"), we may collect certain non-personal information from visitors including, but not limited to, their browser type, operating system, IP address, and the domain name from which they accessed the site. In addition, we may collect information about visitors' browsing behavior, such as the date and time they visit, the areas or pages visited, the amount of time spent viewing pages, the number of return visits, and other click-stream data. We may use cookies to collect this information, which may be combined with visitors' personal information. Visitors to our Web site are always free to decline cookies, but in doing so they may not be able to use certain features on our Web site.

Use of Information

We may use information collected from recipients of our marketing campaigns, visitors to our Web site, and our marketing partners, advertisers, and other third parties to provide individuals with targeted offers based on their requests or stated preferences; to send information and promotional materials; to deliver targeted advertisements and offers; to enable our partners to communicate with individuals; to administer contests and sweepstakes; to contact visitors when necessary; to address problems with our Web site or services; to administer and conduct internal reviews of our Web site; to better understand visitors' use of our Web site; and to protect the security or integrity of our Web site and Other Web Pages.

Disclosure of Information

We may transfer or otherwise disclose information collected to our employees and independent contractors, to our subsidiaries and affiliates, and to our consultants, other business associates, and suppliers, if the disclosure will enable that party to perform a business, professional, or technical support function for us. Disclosure of information may also be necessary to respond to judicial process, to provide information to law enforcement agencies, or to facilitate investigation of matters of public safety, as permitted by law.

Security

We have implemented certain physical, electronic, and managerial procedures to safeguard and secure the information we collect. Visitors should consider any electronic communication that they transmit to us to be non-confidential. We will not be liable or responsible if information that belongs to an individual is intercepted and used by an unintended recipient, or is otherwise accessed and used without our written permission.

Opt-Out Policy

We offer visitors to our Web site and recipients of our marketing campaigns the opportunity to opt-out of receiving communications from us. If you have subscribed to our service and wish to stop receiving any future communications from us, please email us at support@leadco.biz. These unsubscribe options are also included in email communications that you receive from us. We take all reasonable measures to ensure that your unsubscribe requests are fulfilled in a timely manner.

Children

Our online marketing campaigns and Web site are not directed to, nor do we knowingly collect any personal information from, children under 13.

Third Party Web Sites

Our Web site and Other Web Pages may contain links to other third party web sites, which may have privacy policies that differ from our own. We are not responsible for the activities and practices that take place on these web sites. We recommend that you review the privacy policy posted on any web site that you may access through our Web site.

Changes To This Privacy Policy

There may be times when we need to amend, modify, remove, or change various aspects of this Privacy Policy, and we reserve the right to do so at our discretion. We recommend that you revisit this Privacy Policy periodically. Any changes that we make will not be applied retroactively, and we will not materially change how we handle previously collected information without your consent. Your continued use of our services following any changes signifies your acceptance of these changes.